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10-04-2018, 03:13 PM | #1 |
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pay-pal = rip off
Sold a car on ebay, pay-pal has put a hold on my funds for 21 days. This is an interest free loan to pay pal for 21 days. Pal-Pal takes my funds and millions of others and they play in the stock market. Plus they take a FEE just like ebay.
Last edited by oldredford; 10-04-2018 at 03:41 PM. |
10-04-2018, 03:17 PM | #2 |
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Re: pay-pal = rip off
Pay pal is a business that like any other business exists to make money. If they did not make money they would cease to exist, and the service they perform would not be available to us.
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10-04-2018, 03:19 PM | #3 |
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Re: pay-pal = rip off
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10-04-2018, 03:30 PM | #4 |
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Re: pay-pal = rip off
There's always cash, you have a choice
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10-04-2018, 03:37 PM | #5 |
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Re: pay-pal = rip off
dont know a person who takes payment in full on a car from paypal
bad choice. bank wires or cash always works for me. |
10-04-2018, 03:44 PM | #6 |
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Re: pay-pal = rip off
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10-04-2018, 03:45 PM | #7 |
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Re: pay-pal = rip off
not trying to take sides but doesn't PayPal give the Buyer some remedies if the deal turns sour?
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10-04-2018, 03:55 PM | #8 |
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Re: pay-pal = rip off
I buy on Ebay, but, I hate PayPal and refuse to go thru them. That does limit some things on Ebay.
PayPal has some of my money that I can't from them. |
10-04-2018, 04:25 PM | #9 |
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Re: pay-pal = rip off
when I sell big things I put down 500.00 in paypal rest in cash when pickup or wire transfer .
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10-05-2018, 03:00 AM | #10 |
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Re: pay-pal = rip off
Yes Old red,
you can set parameters for what you accept of paypal. Just sold a 29 dodge to a fella in England on the bay. Only sold for 4k, but he tried to paypal me the 4k. I dont accept that. Shipper is going to bring me cash this week when he picks up. |
10-05-2018, 04:11 AM | #11 |
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Re: pay-pal = rip off
Pay Pal and ebay both suck....won't use them again.
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10-05-2018, 10:06 AM | #12 |
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Re: pay-pal = rip off
PayPal's rules, like eBay's, are clearly spelled out when you sign up. If you don't like the rules for any reason, you don't have to use either one. However, they are probably the same rules we would institute if we owned the business.
Holds on payment funds are generally used by PayPal when you don't have a track record as a seller, and/or if you don't have a credit card on file. It is to protect the buyer in case the seller is trying a scam or defraud. https://www.paypal.com/us/smarthelp/search?q=hold
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10-06-2018, 12:13 PM | #13 |
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Re: pay-pal = rip off
Sadly for us all, it seems the only way to know Pay Pal is there for Pay Pal and you a "far second" is to get hung out to dry by them once. My sympathies!
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10-06-2018, 01:25 PM | #14 |
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Re: pay-pal = rip off
When I sell stuff here or other sites (Model T Ford Club of America) I give the buyer a choice of pay-pal or other, it's safe fast and convenient for the buyer. So I have to pay a fee, it's built into the sale price. I get my money and can ship fast, no waiting for check to clear or what not.
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10-06-2018, 02:09 PM | #15 | |
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Re: pay-pal = rip off
Quote:
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10-06-2018, 06:10 PM | #16 |
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Re: pay-pal = rip off
I Don't take Pay Pal, They let people use stolen cc numbers to pay for stuff and the seller is out the money after they ship the goods and when the person that had his cc number ripped off discovers it is on his bill and protests the charge you are screwed. Just my personal experience.
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10-06-2018, 07:06 PM | #17 |
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Re: pay-pal = rip off
In the same token they could send a bad check or cashier check or fake money order that bounces after it clears days down the road too.
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10-06-2018, 09:05 PM | #18 |
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Re: pay-pal = rip off
Be very carefull sending money through PayPal.I lost $20.00 by sending to a wrong email address and a dishonest person receiving the funds meant to another,he will not return and PayPal will not do a thing about it. I sent it or thought I was sending it to the correct address but there was only one difference in the email address an underscore I left out so PayPal will not reverse the payment and the guy who had it sent to his PayPal account evidently thinks he won a little lottery.Guy receiving is a Kenneth Potter in Alburquerke,I think I spelled that wrong also hence my problems. Has a business named Brightworks which is where I was trying to send a payment to Brightworks restoration.Paypal needs to show more info when you send a payment,like another step that actually shows before hand the name and real address of who is getting the payment BEFORE you hit send.Just after you send it by email then you get the info and the shock.I know I am getting to old for this but an underscore differential? And absolutely no PayPal support after I have done business for 15 years with them.
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10-07-2018, 08:26 AM | #19 |
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Re: pay-pal = rip off
sorry to hear that 37.
I have had a few problems with ppl in the past and only use them on an ebay to pay auction. nothing else. also be careful sending $ to friends and family, if they are not. there is no insurance coverage on that if it goes awry. |
10-07-2018, 08:38 AM | #20 |
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Re: pay-pal = rip off
I never seem to be on the "friendly" side of Paypal if there is such a thing.A few years ago I sold a gun stock on Ebay and the buyer within 15 minutes of receiving the item filed a complaint on it as not walnut as described,it was.He did not want to return but wanted his money back or partial refund,this was only like a $40.00 deal. PayPal froze my entire account with the complaint and I could neither refund any money or buy anything. When badgered by the buyer for a refund I told him his action had blocked my doing so or me buying anything. Finally PayPal lifted after a week as I had asked them to investigate if this was the buyers pattern for trying to get free stuff and it actually was the case.I still do not understand why they would freeze a few hundred dollars of my money over a $40.00 dispute. I like the convenience most of the time but not the frustration.
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10-07-2018, 11:44 AM | #21 |
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Re: pay-pal = rip off
Well ebay is now offering alternatives to Paypal.
havent tried them, but may be better? Venmo is one- dont know its strong or weak points......... I also dont like PPL having access to my credit cards, so I too have to wait 21 days for payment. The reason I no longer sell on ebay-except for cars, which dont require Paypal. I only accept wire or cash. |
10-08-2018, 04:26 PM | #22 |
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Re: pay-pal = rip off
I paid for a car in another state and a large amt of money, they paid it in three instalments to person, took about15 to twenty days.
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10-08-2018, 08:38 PM | #23 |
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Re: pay-pal = rip off
I use Venmo all the time, but it is owned by PayPal. Some banks have their own services. There is a limit to the amount some of these services can transfer. Venmo is one of them.
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10-22-2018, 04:18 PM | #24 |
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Re: pay-pal = rip off
I believe that Ebay and Paypal are one in the same or in plain language Ebay owns Paypal !!
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10-22-2018, 05:14 PM | #25 |
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Re: pay-pal = rip off
I buy and sell smalls and pay pretty pennny . I was all way wanting to know how much does
eBay and pay pal charge if you sell a car ?
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10-22-2018, 07:15 PM | #26 |
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Re: pay-pal = rip off
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10-22-2018, 08:02 PM | #27 | |
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Re: pay-pal = rip off
Quote:
FYI....Elon Musk founded PayPal
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10-23-2018, 05:03 AM | #28 |
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Re: pay-pal = rip off
it costs about 125. to sell a car on ebay
after the first 6 free listings, the price is 50. to sell a car- you are chged that price regardless if your car sells or not and every time you repeat the listing. |
10-23-2018, 05:04 AM | #29 |
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Re: pay-pal = rip off
FYI....Elon Musk founded PayPal
and is failing miserably with Tesla............ he cant spend cash fast enough! |
10-23-2018, 05:07 AM | #30 |
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Re: pay-pal = rip off
EBay announces date of PayPal spinoff
3 yrs ago... |
10-23-2018, 10:14 AM | #31 |
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Re: pay-pal = rip off
I got ripped off through people buying with my credit card. Pay Pal was the method used in several of the transactions. At first it was 4 cents a couple of times, then 36 and so on until the middle of September I got hit for about 3500. I went to Chase to dispute those
charges and was told they are working on getting 50 cents back but the 3500 is outside of the 60 days, so that is gone. Called pay pal fraud and they said they were just the medium of exchange, so sorry. Going to my attorney general at present and 7 on your side, Not much hope for either to give a rip really. |
10-23-2018, 12:17 PM | #32 |
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Re: pay-pal = rip off
davey,
for 3500, Ild get a good lawyer and wouldnt pay that fee. |
10-23-2018, 03:09 PM | #33 |
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Re: pay-pal = rip off
Chase, Wells Fargo, and the other "too big to fail" banks have only their own interest at heart. Do not expect anything resembling ethical, fair, customer service from them. That's not how they became too big to fail.
I bank at a local credit union and my Visa card is through them. If I drive to California and don't tell them I'm going, I get a call from them after fueling in Oregon to insure everything is all right. I get the same buyer protection from them that I get from PayPal. If I have a false charge on my statement, they credit me and charge it back to the retailer for not checking closely enough. If I receive a bad or no part through an internet retailer it is also credited to me and charged back to the vendor if I get no satisfaction myself from the vendor. Vote with your pocketbook. Go with a local bank that differentiates from the big guys by actually taking care of you.
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10-23-2018, 03:27 PM | #34 |
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Re: pay-pal = rip off
Well Dick,
not to disagree- but chase has been wonderful to me. I have used some smaller credit card cos with very poor results. Chase has always backed me all the way and never called anything Ive said into question. Their Saphire card is phenomenal. The phone never rings more then 3x and a human voice is on the other end taking supreme care of me. not like the muzak of most.................! |
10-23-2018, 05:02 PM | #35 |
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Re: pay-pal = rip off
I'm glad for you Ronn.
Let Davey know how you do it. He needs some help with his problem.
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10-23-2018, 07:49 PM | #36 |
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Re: pay-pal = rip off
'Venmo' is 'Venom' spelled sideways
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10-23-2018, 11:03 PM | #37 |
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Re: pay-pal = rip off
I'm with a large Credit Union now. Several folks on another egroup have told me horror stories about Chase. I'm sure all banks are about the same. I'm in the process with the Ca. Attorney General and Seven on Your Side at the moment. See where that goes. I just shot off a letter that I'm not contesting anything that took place before the first of September. That ought to bunch up somebodies shorts, probably mine included, but old folk have time to be a pain and perhaps the bank will tire of me and send some goon over with an extra hundred dollars and tell me to shut up? who Knows.
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10-24-2018, 12:57 AM | #38 |
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Re: pay-pal = rip off
I was with a good small bank until they got bought out by a bigger bank and closed all offices in Minnesota.
I had to deal with Wells Fargo to settle my mom's estate, and I'd never have anything to do with them. |
10-24-2018, 07:09 AM | #39 |
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Re: pay-pal = rip off
The chase sapphire card is way above the rest. they cover everything and as mentioned-answer your call immed.
I had a problem a few years back in WA state. Company that sells platinum took 10k from me and never sent my plat. contacted the attorney general and they did absolutely nothing. after 6 months to the day-got my refund. I threatened to come out to WA from NJ to get my money. Apparently this co does this regularly and uses your money. They are never in trouble with it, because I guess it is within the laws of WA state. Davey is using his credit union and hopefully gets good results, but without the buffer of a credit card during your purchase, you really are up sh-ts creek if paying by cash. |
10-24-2018, 08:02 AM | #40 |
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Re: pay-pal = rip off
davymc29, I don't get this $3,500 hit that you took. I may be mistaken but here in New Jersey if someone commits a fraud with your credit card even if you are negligent about reporting it your only liability can be $50. Fraud is fraud, how can they hang a 60 day limit on it and then say they are not responsible? Please, if someone in New Jersey knows something else about this let's hear it.
I looked this up and I appear to be correct for credit cards, but debt cards are different, for debt cards it says that after 60 days of not making the institution aware of your losses you may be responsible for the whole amount. Last edited by leo; 10-24-2018 at 08:22 AM. |
10-24-2018, 08:40 AM | #41 |
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Re: pay-pal = rip off
Paypal is the chosen preferred payment of choice on ebay because ebay owns Paypal...I wont use Paypal either because of past troubles collecting my money.
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10-24-2018, 08:53 AM | #42 |
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Re: pay-pal = rip off
as previously mentioned- ebay hasnt owned paypal for 3 years.
its in this thread...... |
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10-24-2018, 08:55 AM | #43 | |
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Re: pay-pal = rip off
Quote:
Did you read posts #27 and #30? eBay DOES NOT own PayPal
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10-24-2018, 09:33 AM | #44 |
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Re: pay-pal = rip off
The Money came out of a checking account that I had never written a check on. Just deposited credit points from the platinum card. The platinum card is tied to my account and though it doesn't say anywhere on it that it is a debit card it is tied to that checking acct. Therefore the 60 day limit, as I am told. I can't believe that was the intent of this law but the bank told me it is Federal Law. Also the bank pointed out that they could cancel my account and ask me to leave the bank if I disagree with them heatedly, which I did not do, yet the higher up on the phone obviously told the gentleman I was dealing with to make sure he pointed that out to me. Then the guy I was dealing with asked if we could go higher up and he was told no and hung up on it appeared. Great place to do business, though as said, the Platinum card is great in itself. Good rewards as long as it isn't hacked and you stay on your toes with the statements. Iw was the four cent stuff that got me in trouble. I didn't know it wasn't an error and pursue it immediately as I should have.
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10-24-2018, 03:05 PM | #45 |
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Re: pay-pal = rip off
Well, I would certainly take my business elsewhere and that would never happen again.
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