The Ford Barn

petehoovie · 09-13-2022, 01:33 PM

Quote:

Originally Posted by CA Victoria

Give Hagerty a call. They have some special programs.
Have insured 5 cars fully covered with them, one collision repaired. Fair priced, great service.
Added my 35 pickup at market value for $65/yr
The person at Hagerty asked me what color I was going to paint it. I told him i had already painted it an sanded most of it off :-)
He chuckled, I was serious.......

B-O-B · 09-13-2022, 03:12 PM

Been very happy with Grundy. Have had several claims from road trips. They sent an adjuster (happy with both of them), They paid the claims no problem. Previously had Hagerty even passed out their pens, pins & pamphlets at shows & swap meets, no charge. I looked over my new policy & they wanted roadside assistance that I didn't want. So went with Grundy & been very happy for 10+ years.

ronn · 09-13-2022, 03:19 PM

Perhaps to make the point, the type of coverage is not mentioned. If it was for other than fire and theft, your photo does not scream road worthy.

Like I said David- diff strokes diff folks. apparently you are their audience.

Ill put my $ where its wanted.

supereal · 09-13-2022, 03:50 PM

One vote here for Hagerty. They have insured all my cars for years. As a bonus, they
also publish a great bimonthly magazine among other services. We use an "agreed value" plan.

kurt v · 09-13-2022, 04:03 PM

My son (51 yrs old) was riding the 55 pan head i gave him when a guy turned into him and broke his leg and damaged the bike , bike was ins through Hagerty for 10 grand , hagerty offered 6900 and they take the bike, PAUL SAID NO WAY, had to take 6500 in order to keep the pan. Why offer 6900 totaled when insured for 10,000, 3000 deductable ?

petehoovie · 09-13-2022, 04:48 PM

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Quote:

Originally Posted by b-o-b

been very happy with grundy.

Yup!

51 MERC-CT · 09-13-2022, 04:55 PM

Maybe if it was cleaned up a little

ronn · 09-13-2022, 06:10 PM

Maybe if it was cleaned up a little

some folks cant see true beauty!

would one use 4 ought steel wool on the Mona Lisa?

oldskool · 09-13-2022, 06:20 PM

i have both my cars with grundy never had a claim i hear good reports with hagerty

Jacques1960 · 09-13-2022, 06:35 PM

If cost is no object, you can’t beat Chubb when you have a claim, but not cost-effective for vintage cars except for excess liability layer.

1948F-1Pickup · 09-13-2022, 10:19 PM

Quote:

Originally Posted by tubman

They all seem to have very large budgets for advertising their "Customer Service", though.

Yeah. I've noticed that......
You can spray paint a turd, but it's still a turd.

fordor41 · 09-13-2022, 10:34 PM

I was turned down with J.C.Taylor also. wouldn't insure our running stock '41 Ford when we bought it. Said to try after we got it restored. Hagerty, I have collected from them 4 times with no problems. Largest was 12K for damage to our '41 Ford from hitting a deer.
I found some hidden damage and they paid out more within a week.

Lanny · 09-13-2022, 11:12 PM

Quote:

Originally Posted by 1948F-1Pickup

Yeah. I've noticed that......
You can spray paint a turd, but it's still a turd.

I've always heard that you Can't spray paint a turd,
but you can roll them in Glitter...

.

cas3 · 09-14-2022, 12:40 AM

Hagerty has never even wanted a picture of the 5 rides I have insured. I tell them the value, they say it'll cost you this much. Never had a claim, but THEY claim you get full amount and keep the car on a total loss. Hope I never have to find out if its BS

Tim Ayers · 09-14-2022, 05:46 AM

Quote:

Originally Posted by cas3

Hagerty has never even wanted a picture of the 5 rides I have insured. I tell them the value, they say it'll cost you this much. Never had a claim, but THEY claim you get full amount and keep the car on a total loss. Hope I never have to find out if its BS

Same. In fact, I just finalized my policy for my AV8 build. I had an "under construction" policy while the car was being built.

We agreed on a price of $40K and they didn't want a pict. I asked to send a few just to have on record with them.

mfirth · 09-14-2022, 07:03 AM

I have used my late model carriers and been very happy with rates and claim service. Owners covered my 52 Vic for the same amount as Hagerty & paid towing without a question. Used State Farm once, lost a wheel cover and they bought a new one no questions asked. Just saying .......

DavidG · 09-14-2022, 10:10 AM

It's interesting that there should be so much ado about insurance agents, such as Hagerty and J.C.Taylor, when it is the insurance carrier itself that sets the rules for the claims it will honor.

tubman · 09-14-2022, 10:15 AM

Quote:

Originally Posted by DavidG

It's interesting that there should be so much ado about insurance agents, such as Hagerty and J.C.Taylor, when it is the insurance carrier itself that sets the rules for the claims it will honor.

True, but it is usually impossible to deal directly with the insurers themselves, so you almost always have to deal through an agent. In such a case, you want to use the best agent available; a good agant can be valuable.

5851a · 09-14-2022, 03:16 PM

Under construction coverage is a good point, guilty of it myself. Found out the fine print last time on replacement cost coverage on household with AM FAM last year. It's not what you think. Was ok until 3 years ago. Just my latest experience, sorry for rant.

ms fowler · 09-15-2022, 07:04 AM

Haggerty also saved a friend of mine a lot of money. He built a replica of a Aston Martin DB1 from scratch. Not an exact replica as he widened it a little to fit his frame, but close enough. He had been insuring it with another company as a "Hot Rod", and when the Haggerty guy saw a picture, he said, " That is a replica of a DB1" and the rate was much less.

09-13-2022, 03:19 PM	#23
ronn Senior Member Join Date: Feb 2011 Location: NNNNNNNNJJJJJJJJJJ Posts: 6,791	Re: Insurance............thumbs down JCTaylor Perhaps to make the point, the type of coverage is not mentioned. If it was for other than fire and theft, your photo does not scream road worthy. Like I said David- diff strokes diff folks. apparently you are their audience. Ill put my $ where its wanted.

09-13-2022, 03:50 PM	#24
supereal Senior Member Join Date: Jul 2014 Location: Iowa Posts: 1,634	Re: Insurance............thumbs down JCTaylor One vote here for Hagerty. They have insured all my cars for years. As a bonus, they also publish a great bimonthly magazine among other services. We use an "agreed value" plan.

09-13-2022, 04:03 PM	#25
kurt v Senior Member Join Date: Sep 2021 Location: summerton, sc Posts: 353	Re: Insurance............thumbs down JCTaylor My son (51 yrs old) was riding the 55 pan head i gave him when a guy turned into him and broke his leg and damaged the bike , bike was ins through Hagerty for 10 grand , hagerty offered 6900 and they take the bike, PAUL SAID NO WAY, had to take 6500 in order to keep the pan. Why offer 6900 totaled when insured for 10,000, 3000 deductable ?

09-13-2022, 06:10 PM	#28
ronn Senior Member Join Date: Feb 2011 Location: NNNNNNNNJJJJJJJJJJ Posts: 6,791	Re: Insurance............thumbs down JCTaylor Maybe if it was cleaned up a little some folks cant see true beauty! would one use 4 ought steel wool on the Mona Lisa?

09-13-2022, 06:20 PM	#29
oldskool Senior Member Join Date: May 2010 Location: shirley ny Posts: 992	Re: Insurance............thumbs down JCTaylor i have both my cars with grundy never had a claim i hear good reports with hagerty

09-13-2022, 06:35 PM	#30
Jacques1960 Senior Member Join Date: Sep 2020 Location: Mount Desert, Maine Posts: 504	Re: Insurance............thumbs down JCTaylor If cost is no object, you can’t beat Chubb when you have a claim, but not cost-effective for vintage cars except for excess liability layer. __________________ No job’s done ‘til it’s all done

09-13-2022, 10:34 PM	#32
fordor41 Senior Member Join Date: Oct 2011 Location: elmira,ny Posts: 1,518	Re: Insurance............thumbs down JCTaylor I was turned down with J.C.Taylor also. wouldn't insure our running stock '41 Ford when we bought it. Said to try after we got it restored. Hagerty, I have collected from them 4 times with no problems. Largest was 12K for damage to our '41 Ford from hitting a deer. I found some hidden damage and they paid out more within a week.

09-14-2022, 12:40 AM	#34
cas3 Senior Member Join Date: Jan 2011 Location: sw minnesota Posts: 4,577	Re: Insurance............thumbs down JCTaylor Hagerty has never even wanted a picture of the 5 rides I have insured. I tell them the value, they say it'll cost you this much. Never had a claim, but THEY claim you get full amount and keep the car on a total loss. Hope I never have to find out if its BS

09-14-2022, 07:03 AM	#36
mfirth Senior Member Join Date: Aug 2017 Location: ohio Posts: 986	Re: Insurance............thumbs down JCTaylor I have used my late model carriers and been very happy with rates and claim service. Owners covered my 52 Vic for the same amount as Hagerty & paid towing without a question. Used State Farm once, lost a wheel cover and they bought a new one no questions asked. Just saying .......

09-14-2022, 10:10 AM	#37
DavidG Senior Member Join Date: May 2010 Location: southeastern Michigan Posts: 10,101	Re: Insurance............thumbs down JCTaylor It's interesting that there should be so much ado about insurance agents, such as Hagerty and J.C.Taylor, when it is the insurance carrier itself that sets the rules for the claims it will honor.

09-14-2022, 03:16 PM	#39
5851a Senior Member Join Date: Oct 2014 Location: NE Iowa Posts: 1,664	Re: Insurance............thumbs down JCTaylor Under construction coverage is a good point, guilty of it myself. Found out the fine print last time on replacement cost coverage on household with AM FAM last year. It's not what you think. Was ok until 3 years ago. Just my latest experience, sorry for rant.

09-15-2022, 07:04 AM	#40
ms fowler Senior Member Join Date: Mar 2022 Posts: 144	Re: Insurance............thumbs down JCTaylor Haggerty also saved a friend of mine a lot of money. He built a replica of a Aston Martin DB1 from scratch. Not an exact replica as he widened it a little to fit his frame, but close enough. He had been insuring it with another company as a "Hot Rod", and when the Haggerty guy saw a picture, he said, " That is a replica of a DB1" and the rate was much less.