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09-13-2022, 01:33 PM | #21 | |
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Join Date: May 2015
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Re: Insurance............thumbs down JCTaylor
Quote:
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The only thing nice about being imperfect is the joy it brings to others.... "Silver rings, your butt! Them's washers!" "We shot our way out of that town for a dollar's worth of steel holes!" - from 'The Wild Bunch' - 1969 https://www.youtube.com/watch?v=7NReUd2_0u0 |
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09-13-2022, 03:12 PM | #22 |
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Join Date: May 2010
Location: Ft Mohave,Az
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Re: Insurance............thumbs down JCTaylor
Been very happy with Grundy. Have had several claims from road trips. They sent an adjuster (happy with both of them), They paid the claims no problem. Previously had Hagerty even passed out their pens, pins & pamphlets at shows & swap meets, no charge. I looked over my new policy & they wanted roadside assistance that I didn't want. So went with Grundy & been very happy for 10+ years.
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09-13-2022, 03:19 PM | #23 |
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Location: NNNNNNNNJJJJJJJJJJ
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Re: Insurance............thumbs down JCTaylor
Perhaps to make the point, the type of coverage is not mentioned. If it was for other than fire and theft, your photo does not scream road worthy.
Like I said David- diff strokes diff folks. apparently you are their audience. Ill put my $ where its wanted. |
09-13-2022, 03:50 PM | #24 |
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Join Date: Jul 2014
Location: Iowa
Posts: 1,634
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Re: Insurance............thumbs down JCTaylor
One vote here for Hagerty. They have insured all my cars for years. As a bonus, they
also publish a great bimonthly magazine among other services. We use an "agreed value" plan. |
09-13-2022, 04:03 PM | #25 |
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Join Date: Sep 2021
Location: summerton, sc
Posts: 356
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Re: Insurance............thumbs down JCTaylor
My son (51 yrs old) was riding the 55 pan head i gave him when a guy turned into him and broke his leg and damaged the bike , bike was ins through Hagerty for 10 grand , hagerty offered 6900 and they take the bike, PAUL SAID NO WAY, had to take 6500 in order to keep the pan. Why offer 6900 totaled when insured for 10,000, 3000 deductable ?
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09-13-2022, 04:48 PM | #26 |
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Re: Insurance............thumbs down JCTaylor
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The only thing nice about being imperfect is the joy it brings to others.... "Silver rings, your butt! Them's washers!" "We shot our way out of that town for a dollar's worth of steel holes!" - from 'The Wild Bunch' - 1969 https://www.youtube.com/watch?v=7NReUd2_0u0 |
09-13-2022, 04:55 PM | #27 |
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Join Date: May 2010
Location: East Hartford, Ct
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Re: Insurance............thumbs down JCTaylor
Maybe if it was cleaned up a little
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09-13-2022, 06:10 PM | #28 |
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Re: Insurance............thumbs down JCTaylor
Maybe if it was cleaned up a little
some folks cant see true beauty! would one use 4 ought steel wool on the Mona Lisa? |
09-13-2022, 06:20 PM | #29 |
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Join Date: May 2010
Location: shirley ny
Posts: 992
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Re: Insurance............thumbs down JCTaylor
i have both my cars with grundy never had a claim i hear good reports with hagerty
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09-13-2022, 06:35 PM | #30 |
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Join Date: Sep 2020
Location: Mount Desert, Maine
Posts: 504
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Re: Insurance............thumbs down JCTaylor
If cost is no object, you can’t beat Chubb when you have a claim, but not cost-effective for vintage cars except for excess liability layer.
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09-13-2022, 10:19 PM | #31 |
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Re: Insurance............thumbs down JCTaylor
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09-13-2022, 10:34 PM | #32 |
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Join Date: Oct 2011
Location: elmira,ny
Posts: 1,526
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Re: Insurance............thumbs down JCTaylor
I was turned down with J.C.Taylor also. wouldn't insure our running stock '41 Ford when we bought it. Said to try after we got it restored. Hagerty, I have collected from them 4 times with no problems. Largest was 12K for damage to our '41 Ford from hitting a deer.
I found some hidden damage and they paid out more within a week. |
09-13-2022, 11:12 PM | #33 | |
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Join Date: May 2010
Location: Mn
Posts: 2,413
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Re: Insurance............thumbs down JCTaylor
Quote:
I've always heard that you Can't spray paint a turd, but you can roll them in Glitter... .
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09-14-2022, 12:40 AM | #34 |
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Join Date: Jan 2011
Location: sw minnesota
Posts: 4,598
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Re: Insurance............thumbs down JCTaylor
Hagerty has never even wanted a picture of the 5 rides I have insured. I tell them the value, they say it'll cost you this much. Never had a claim, but THEY claim you get full amount and keep the car on a total loss. Hope I never have to find out if its BS
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09-14-2022, 05:46 AM | #35 | |
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Join Date: May 2010
Location: NJ
Posts: 6,232
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Re: Insurance............thumbs down JCTaylor
Quote:
We agreed on a price of $40K and they didn't want a pict. I asked to send a few just to have on record with them. |
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09-14-2022, 07:03 AM | #36 |
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Join Date: Aug 2017
Location: ohio
Posts: 987
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Re: Insurance............thumbs down JCTaylor
I have used my late model carriers and been very happy with rates and claim service. Owners covered my 52 Vic for the same amount as Hagerty & paid towing without a question. Used State Farm once, lost a wheel cover and they bought a new one no questions asked. Just saying .......
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09-14-2022, 10:10 AM | #37 |
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Join Date: May 2010
Location: southeastern Michigan
Posts: 10,125
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Re: Insurance............thumbs down JCTaylor
It's interesting that there should be so much ado about insurance agents, such as Hagerty and J.C.Taylor, when it is the insurance carrier itself that sets the rules for the claims it will honor.
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09-14-2022, 10:15 AM | #38 |
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Join Date: Dec 2013
Location: Minnesota, Florida Keys
Posts: 10,401
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Re: Insurance............thumbs down JCTaylor
True, but it is usually impossible to deal directly with the insurers themselves, so you almost always have to deal through an agent. In such a case, you want to use the best agent available; a good agant can be valuable.
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09-14-2022, 03:16 PM | #39 |
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Join Date: Oct 2014
Location: NE Iowa
Posts: 1,668
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Re: Insurance............thumbs down JCTaylor
Under construction coverage is a good point, guilty of it myself. Found out the fine print last time on replacement cost coverage on household with AM FAM last year. It's not what you think. Was ok until 3 years ago. Just my latest experience, sorry for rant.
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09-15-2022, 07:04 AM | #40 |
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Join Date: Mar 2022
Posts: 144
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Re: Insurance............thumbs down JCTaylor
Haggerty also saved a friend of mine a lot of money. He built a replica of a Aston Martin DB1 from scratch. Not an exact replica as he widened it a little to fit his frame, but close enough. He had been insuring it with another company as a "Hot Rod", and when the Haggerty guy saw a picture, he said, " That is a replica of a DB1" and the rate was much less.
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