|
Sponsored Links (Register now to hide all advertisements) |
|
|
Thread Tools | Display Modes |
03-24-2013, 07:14 AM | #21 |
Senior Member
Join Date: May 2010
Location: Plover, WI
Posts: 261
|
Re: Most Liberal Insurance Underwriters?
Barrett-Jackson offers collector car insurance. They have great rates and less restrictive conditions than the other insurance carriers I checked into. They are worth looking into and comparing for yourself.
|
03-24-2013, 10:14 AM | #22 | |
Senior Member
Join Date: May 2010
Location: Alabama
Posts: 8,099
|
Re: Most Liberal Insurance Underwriters?
Quote:
|
|
Sponsored Links (Register now to hide all advertisements) |
|
03-24-2013, 11:19 AM | #23 | |
Senior Member
Join Date: Jul 2012
Location: California
Posts: 1,687
|
Re: Most Liberal Insurance Underwriters?
Quote:
I also had to send detailed pictures and make a video of the car being pulled into it's lockable storage building for Hagerty. I figured it was because the stated value was higher than average (the car's condition is above average). After they reviewed the pictures and video, they eagerly agreed on the higher than average value and were happy with the way it was stored. Non-issue. That doesn't seem unreasonable to me. However, I was also told (and have in writing) that pleasure use of the car, including getting groceries, is permissible use. I didn't ask about taking the car to work because my business includes a lot of traveling with utility vehicles and the A isn't at all useful for work. |
|
03-24-2013, 08:17 PM | #24 |
Senior Member
Join Date: May 2010
Location: Spokane, WA.
Posts: 496
|
Re: Most Liberal Insurance Underwriters?
Something to keep in mind relative to this whole conversation: In the world of insurance there are 2 distinct areas to be considered and confusing one with the other is common.
#1: Underwriting - this has to do with acceptability. In other words we ask you certain questions in an effort to decide if we will sell you a policy. In Hagerty's case they don't want your business if you drive to work or don't store your car in a secure structure. #2: Coverage - once the policy is written what kind of claim will they or won't they pay? You have to read the exclusions in the policy. In Hagerty's case - if they sold you a policy and you were in an accident while driving to work they wouldn't deny your claim- it's not excluded, or if your car was stolen from your driveway because you didn't put it in the garage that night they wouldn't deny your claim - it's not excluded. There is a difference between who is acceptable and what is covered. Read your policy.
__________________
Larry Seemann |
03-24-2013, 08:50 PM | #25 |
Senior Member
Join Date: Feb 2011
Location: NNNNNNNNJJJJJJJJJJ
Posts: 6,781
|
Re: Most Liberal Insurance Underwriters?
Larry, you are quite right-unfortunately reading some of these policies with the mumbo jumbo are a bit difficult to decipher.
You can do this but you can't do that-a lot of interpretation involved.... |
03-25-2013, 03:22 PM | #26 |
Senior Member
Join Date: May 2010
Posts: 619
|
Re: Most Liberal Insurance Underwriters?
Sponsored Links (Register now to hide all advertisements)
|
Thread Tools | |
Display Modes | |
|
|
Sponsored Links (Register now to hide all advertisements) |
|