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Old 01-04-2017, 01:00 AM   #1
40fordpu
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Default Insurance

I know there are a lot of classic car insurance companies out there. Want to know the best. My issue is that I have a project and I have heard some won't insure in any state of project unless its complete. What is your experience with this??? I have over $18k in parts (exactly what I know the truck is worth). What companies will work with me and whats the procedure? Thanks
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Old 01-04-2017, 03:41 AM   #2
51 MERC-CT
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Default Re: Insurance

Hagerty is one, check with them.

https://www.hagerty.com/Insurance/Cl...re-Parts-Tools
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Old 01-04-2017, 06:06 AM   #3
funrunr
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Default Re: Insurance

Haggerty covered mine in project state, very affordable too.
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Old 01-04-2017, 06:34 AM   #4
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Default Re: Insurance

Hagerty is who I use. Im happy with them.
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Old 01-04-2017, 06:38 AM   #5
dwick01
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Default Re: Insurance

Thank you for posting this, and for the responses. I am ready to insure my fordor, and went to the Hagerty website. Was surprised at how reasonable they are. That is who I am going with. Not affiliated with them in any way.
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Old 01-04-2017, 07:14 AM   #6
37 Cab
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Default Re: Insurance

I use Hagerty as well. I like the agreed value concept.
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Old 01-04-2017, 07:15 AM   #7
slowforty
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Default Re: Insurance

I have had excellent service from Grundy also.
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Old 01-04-2017, 07:15 AM   #8
oldbugger
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Default Re: Insurance

4x Hagerty. Paul
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Old 01-04-2017, 08:04 AM   #9
chap52
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Default Re: Insurance

American Family has a very reasonable special coverage for project cars.
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Old 01-04-2017, 09:17 AM   #10
Joe777
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Default Re: Insurance

Grundy covered my truck while in the project stage. Sent them some pics and told them how much I had in it. Reasonable rates too.
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Old 01-04-2017, 10:34 AM   #11
TJ
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Default Re: Insurance

I also use Grundy. Very reasonable rates and they are excellent when it comes to handling their claims. The vehicle whether a runner or a project must be stored in an enclosed building. Car ports are a no no.
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Old 01-04-2017, 10:35 AM   #12
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Default Re: Insurance

I've always had J C Taylor . Good to deal with .
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Old 01-04-2017, 11:27 AM   #13
Kahuna
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Default Re: Insurance

Hagerty or Grundy
You won't go wrong with either one
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Old 01-04-2017, 01:14 PM   #14
JM 35 Sedan
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Default Re: Insurance

Quote:
Originally Posted by slowforty View Post
I have had excellent service from Grundy also.
Same here. 10 years with Grundy. Had one claim for damaged front fender and they had an adjuster to my house to make an acessement very quickly. Recieved a check about 2-3 days later. Rates are also reasonable.
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Old 01-04-2017, 02:55 PM   #15
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Default Re: Insurance

I have JC Taylor, too. Not sure about the others, but with JCT, after two cars, they provide a discount on additional cars, assuming you can't drive them all at the same time, I figure.
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Old 01-04-2017, 06:10 PM   #16
Jeff/Illinois
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Default Re: Insurance

Quote:
Originally Posted by Kahuna View Post
Hagerty or Grundy
You won't go wrong with either one
Agree. Both are excellent and the premiums are really about the same at least for me. Currently have Hagerty on two cars and Grundy on one. Both are very good.
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Old 01-04-2017, 06:44 PM   #17
corvette8n
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Default Re: Insurance

I have Hagerty, my car is complete so I don't know if they cover projects. I am happy with the price I pay for the year.
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Old 01-04-2017, 06:58 PM   #18
mhsprecher
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Default Re: Insurance

Hagerty does a lot to support the hobby. I don't have insurance through them, but their level of commitment to the hobby seems to exceed others.
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Old 01-04-2017, 07:18 PM   #19
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Default Re: Insurance

For guys like me that don't paint them, are they ( Hagerty) ok with that? I am by no means a rat rod guy, I like them stock and safe, but some of my stuff looks 'unrestored' and a friend said his company wouldn't insure cars like that. My trucks have always been on my business insurance as regular workers, but I have a few now that don't haul anything and would like to go 'collector' on them.
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Old 01-04-2017, 07:21 PM   #20
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Default Re: Insurance

They do agreed value. Your premium reflects the value you insure your car for. I don`t think paint would be an issue.
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