Go Back   The Ford Barn > General Discussion > Model A (1928-31)

Sponsored Links (Register now to hide all advertisements)

Reply
 
Thread Tools Display Modes
Old 06-19-2019, 06:40 AM   #21
Mulletwagon
Senior Member
 
Mulletwagon's Avatar
 
Join Date: Jan 2019
Location: Florida Panhandle
Posts: 204
Default Re: Collector Car Insurance

Forddan - You are really enjoying your Tudor - outstanding ! Please advise how Hagerty responds to your request.
Mulletwagon is offline   Reply With Quote
Old 06-19-2019, 07:31 AM   #22
Dick Carne
Senior Member
 
Dick Carne's Avatar
 
Join Date: May 2010
Location: Fayetteville, Georgia
Posts: 353
Default Re: Collector Car Insurance

Several have mentioned J.C. Taylor as a good possibility. I would run as fast as possible from them. I found out the hard way that uninsured/underinsured motorists' coverages applied only to personal injury - not property damages. I now have Hagerty and have been very pleased with their coverages and response times. A lady rear-ended me two years ago, and their agent was on top of things from the "get-go".
Dick Carne is offline   Reply With Quote
Sponsored Links (Register now to hide all advertisements)
Old 06-19-2019, 07:53 AM   #23
ronn
Senior Member
 
Join Date: Feb 2011
Posts: 3,608
Default Re: Collector Car Insurance

so Dick, tell us more about how much property damage insurance you carried.


dont blame the co if in fact you didnt have the coverage. we need more details.......
ronn is offline   Reply With Quote
Old 06-19-2019, 10:18 AM   #24
Forddan
Senior Member
 
Join Date: May 2019
Location: Westford, MA
Posts: 150
Default Re: Collector Car Insurance

Quote:
Originally Posted by Mulletwagon View Post
Forddan - You are really enjoying your Tudor - outstanding ! Please advise how Hagerty responds to your request.
GOOD NEWS..... I called Hagerty, they told me that my policy, as it is, has a limit of 3500 miles per year before going to the next level. I told the guy that I was worried because I arranged a price with a limit of 700 miles/year and I already did almost 400. The answer was :

...Daniel, don't worry, here in Hagerty we want you to enjoy driving your car. The policy for 700 miles up to 3500 is the same. Go out and enjoy the antique, we have you cover. We even do not have odometers records in our computer. Do not worry, enjoy the car....

NICE !!! I will be driving the car more comfortable now within the rules I posted previously "occasional, pleasure and hobby driving".

Best
Daniel
Forddan is offline   Reply With Quote
Old 06-19-2019, 10:50 AM   #25
ronn
Senior Member
 
Join Date: Feb 2011
Posts: 3,608
Default Re: Collector Car Insurance

CONGRATS ON YOUR OUTCOME


jc also doesnt look at your odometer, though some do and some actually want you to record every single time you drive your car.


I considered switching to Hagerty, but when they told me I needed to keep a log on each car, said heck with that.
ronn is offline   Reply With Quote
Old 06-19-2019, 10:55 AM   #26
Mulletwagon
Senior Member
 
Mulletwagon's Avatar
 
Join Date: Jan 2019
Location: Florida Panhandle
Posts: 204
Default Re: Collector Car Insurance

Quote:
Originally Posted by Forddan View Post
GOOD NEWS..... I called Hagerty, they told me that my policy, as it is, has a limit of 3500 miles per year before going to the next level. I told the guy that I was worried because I arranged a price with a limit of 700 miles/year and I already did almost 400. The answer was :

...Daniel, don't worry, here in Hagerty we want you to enjoy driving your car. The policy for 700 miles up to 3500 is the same. Go out and enjoy the antique, we have you cover. We even do not have odometers records in our computer. Do not worry, enjoy the car....

NICE !!! I will be driving the car more comfortable now within the rules I posted previously "occasional, pleasure and hobby driving".

Best
Daniel
Dan - Thanks for the comeback. Increases my satisfaction with Hagerty even more. I think they really have it figured out.
Mulletwagon is offline   Reply With Quote
Old 06-19-2019, 12:18 PM   #27
Ed in Maine
Senior Member
 
Join Date: May 2010
Posts: 593
Default Re: Collector Car Insurance

Has anyone had any experience with American Collectors, Cherry Hill, NJ with regards to claim service? Also, I am curious what level of coverage others have for Bodily Injury & Property Damage Liability, Uninsured/Underinsured Motorist? Thank you, Ed
Ed in Maine is offline   Reply With Quote
Old 06-19-2019, 01:29 PM   #28
WHN
Senior Member
 
Join Date: Mar 2017
Posts: 1,071
Default Re: Collector Car Insurance

Deleted

Last edited by WHN; 06-19-2019 at 01:42 PM.
WHN is offline   Reply With Quote
Old 06-19-2019, 01:29 PM   #29
Forddan
Senior Member
 
Join Date: May 2019
Location: Westford, MA
Posts: 150
Default Re: Collector Car Insurance

Deleted based on next posting comment.

Last edited by Forddan; 06-19-2019 at 01:35 PM.
Forddan is offline   Reply With Quote
Old 06-19-2019, 01:29 PM   #30
Ted Duke
Senior Member
 
Join Date: Mar 2012
Location: Fairfield, Virginia
Posts: 526
Default Re: Collector Car Insurance

I suggest you NOT disclose your coverage amounts for BI & PDL. I suggest you carry a lot, usually doesn't cost MUCH more.
Ted Duke is offline   Reply With Quote
Old 06-19-2019, 01:47 PM   #31
Ted Duke
Senior Member
 
Join Date: Mar 2012
Location: Fairfield, Virginia
Posts: 526
Default Re: Collector Car Insurance

I am NOT an insurance agent. Just my opinion. I have no skin in the game. Consider that IF you have a serious accident and someone is hurt badly (or you cause an accident that destroys four new pickup trucks (happened this week near me - worth more than some folks homes) what will your coverage pay? The insurance company will be happy to pay their share if you have low coverage and guess who will be stuck with the rest.


Your assets could be at risk.Search on-line "explanation of auto insurance". If the insurance company has more risk in the game, they will help you, otherwise they write a check.


Ted
Ted Duke is offline   Reply With Quote
Old 06-19-2019, 02:44 PM   #32
ronn
Senior Member
 
Join Date: Feb 2011
Posts: 3,608
Default Re: Collector Car Insurance

Ted,
my homeowners kicks in should I go over my liability limit. I carry basic, but my homeowners is for half a million.


Ed, Collectors was once part of Condon and Skelley- they are up the road from one another. The three way partnership split up. Cant tell you as to how good they are, but Condon and Skelly was a bit pricier then most and always required photos, so I always stuck with JC, for ease of service.
My father had 2 claims years ago with JC and was paid promptly and fairly.
ronn is offline   Reply With Quote
Old 06-19-2019, 04:27 PM   #33
Ted Duke
Senior Member
 
Join Date: Mar 2012
Location: Fairfield, Virginia
Posts: 526
Default Re: Collector Car Insurance

Good, but some folks don't understand what CAN happen, and it doesn't make their day.

Ted
Ted Duke is offline   Reply With Quote
Old 06-19-2019, 07:32 PM   #34
gardon
Junior Member
 
gardon's Avatar
 
Join Date: Jun 2010
Location: kansas
Posts: 25
Default Re: Collector Car Insurance

I recently had 2 claims with Hagerty. Both times I had a check in hand in less than a week. They were Great to deal with.
gardon is offline   Reply With Quote
Old 06-20-2019, 12:34 PM   #35
Jeff/Illinois
Senior Member
 
Jeff/Illinois's Avatar
 
Join Date: May 2010
Posts: 1,978
Default Re: Collector Car Insurance

Two claims in a short period of time puts up a big red flag with the insurance company. You may have screwed yourself.

This puts you on their watch list as a liability. And they all share info about us between themselves. It affects your homeowners and insurance on your everyday cars.

Unless you have a major accident it is always best to just pay out of pocket and leave them out of the equation. Don't be too quick to file a claim.

They have actuary tables and computer algorithims that determine how big of a risk you are and it is reflected in your premium.
Jeff/Illinois is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Sponsored Links (Register now to hide all advertisements)


All times are GMT -5. The time now is 06:12 PM.