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Old 06-29-2020, 07:37 PM   #1
STEVE O
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Default Antique Insurance a little off Topic

I have had some of my antique cars insured by State Farm since 1986 and luckily never a claim. Well looks like that will end. I wanted to insure my 51 Crosley Supersports that is all original unrestored. Got a call from the State Farm office they will not insure it because it is not restored and does not look good enough for them to insure it. Well I have checked lots of other companies today and it looks like Grundy will get all of my antique car insurance. By the way I got a kick out of watching the Mecums auction advertising State Farm for antique and classic car insurance! Ok!
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Old 06-29-2020, 08:39 PM   #2
51504bat
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Default Re: Antique Insurance a little off Topic

Just got a quote from a local agent who writes American Modern policies. $15.00 a year higher than Hagerty but with her a get a local agent who will assist with any issues with the home office. My truck is and never will be restored. No issues with the amount I requested for agreed upon value and no restrictive mileage issues.
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Old 06-29-2020, 10:03 PM   #3
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Default Re: Antique Insurance a little off Topic

hagerty will insure it while you restore it. any condition i believe
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Old 06-29-2020, 10:37 PM   #4
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Default Re: Antique Insurance a little off Topic

Tell your local independant agent to pick up Hagerty. I have a local agent that over the years has always gotten me the best deal with the best companies.
And Hagerty has an 800 number that is answered. Had to use the towing part and the 800 operator kept calling back to check to see when the driver showed up.
Everyone has their favorites -- Hagerty has been mine. They even include parts insurance, so all those extra fenders that you are holding on to are covered.
(and their Drivers Club magazine isnt bad either)
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Old 06-29-2020, 10:45 PM   #5
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Default Re: Antique Insurance a little off Topic

ditto on Hagerty
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Old 06-29-2020, 10:45 PM   #6
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Default Re: Antique Insurance a little off Topic

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I've been with Hagerty for years...never received a Drivers Club magazine.
Is there one by Hagerty?
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Old 06-29-2020, 11:00 PM   #7
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Default Re: Antique Insurance a little off Topic

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Originally Posted by Anteek29 View Post
I've been with Hagerty for years...never received a Drivers Club magazine.
Is there one by Hagerty?
Itís in an online digital format now.
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Old 06-29-2020, 11:01 PM   #8
Charlie Stephens
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Default Re: Antique Insurance a little off Topic

I have used AAA for years.

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Old 06-29-2020, 11:48 PM   #9
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Default Re: Antique Insurance a little off Topic

I use J C Taylor out of Darby Pennsylvania. been with them over 4 decades.
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Old 06-29-2020, 11:58 PM   #10
cas3
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Default Re: Antique Insurance a little off Topic

i was a jc taylor guy for decades. hagerty reduced the price and added benefits. you can even insure your parts and tools, separate from your normal household policy for next to nothin
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Old 06-30-2020, 12:16 AM   #11
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Default Re: Antique Insurance a little off Topic

Several years ago, while with J.C Taylor, I decided it was time to increase the insurance coverage on my three cars. To do this, Taylor demanded that I have the cars reappraised. Rather than to go through the hassle and expense of a reappraisal, I called Grundy. I was able to get the coverage I wanted with Grundy over the phone with just a verbal description of the cars. Bye-Bye J.C. Taylor....
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Old 06-30-2020, 05:24 AM   #12
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Hagerty is who I have and makes me a happy camper.
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Old 06-30-2020, 07:07 AM   #13
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Default Re: Antique Insurance a little off Topic

I got my Hagerty magazine in mail yesterday. Really a good read.
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Old 06-30-2020, 07:38 AM   #14
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Default Re: Antique Insurance a little off Topic

I have been with Hagerty since 2012. One of the most important factors with Insurance is service.
When a truck backed into my door in a restaurant parking lot, the driver hung around and gave me his Progressive Insurance card. I contacted both Hagerty and Progressive and was able to send them pictures with my cell phone. Progressive sent an adjuster out to settle the claim. She told me they would offer between $200-300 or they would replace the door. I tried to explain that sedan doors are not available new and a coupe door wouldn't fit and was way more than that in price. She wasn't swayed and wouldn't offer more.
I called Hagerty and immediately spoke with an agent. He told me to take it to the shop of my choice and get a quote and send it to him- which I did again with a picture on my phone. Hagerty would send me a check for that amount and they would get the money from Progressive. It couldn't have been easier for me. I got a check in the mail a couple days later for the full amount.
Go with Hagerty. If you ever have to file a claim, you'll be glad you did!
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Old 06-30-2020, 08:32 AM   #15
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Default Re: Antique Insurance a little off Topic

I started with J C Taylor via my Farmers agent. Collision insurance only was about $400.00. I called Hagerty and my yearly cost dropped considerably. I also have AAA so I have roadside assistance/towing which I've had to use. When we had a fire in my garage/shop Hagerty sent an adjuster out in a couple of days and even offered to have the truck towed to the repair shop as I didn't have time to deal with it while getting my house and shop rebuilt. My Farmers agent now has Hagerty available so I have a local contact. Think I'll stay with them for now.
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Old 06-30-2020, 08:55 AM   #16
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Default Re: Antique Insurance a little off Topic

One aspect of the above mentioned insurance companies IS.....we were involved in an accident while trailering our car to a long distance show!!! We hit black ice (totally UN-expected event)and were trying to get off the highway and got T boned......Fortunately the antique car didn't suffer any damage, our tow vehicle DID. The point being a law suit ensued (no pun intended) and Grundy (Or Hagerty don't remember which BUT One of the two) "opened" our policy, every vehicle, every value etc etc to the opposing attorney to use to "pad" his case!!!! SO. I'm not legal expert, not sure IF that is a "requirement" of the insurance company to do so OR part of a "multi car" or "collection" policy that all of that information IS revealed BUT it is sure worth asking the questions!!!!!
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Old 06-30-2020, 08:57 AM   #17
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Default Re: Antique Insurance a little off Topic

Quote:
Originally Posted by Allinger View Post
I have been with Hagerty since 2012. One of the most important factors with Insurance is service. When a truck backed into my door in a restaurant parking lot. Go with Hagerty. If you ever have to file a claim, you'll be glad you did!
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Old 06-30-2020, 09:23 AM   #18
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Default Re: Antique Insurance a little off Topic

Quote:
Originally Posted by Anteek29 View Post
I've been with Hagerty for years...never received a Drivers Club magazine.
Is there one by Hagerty?
Just got my copy delivered yesterday. Um... in the US mail...
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Old 06-30-2020, 09:44 AM   #19
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Default Re: Antique Insurance a little off Topic

Quote:
Originally Posted by STEVE O View Post
I have had some of my antique cars insured by State Farm since 1986 and luckily never a claim. Well looks like that will end. I wanted to insure my 51 Crosley Supersports that is all original unrestored. Got a call from the State Farm office they will not insure it because it is not restored and does not look good enough for them to insure it. Well I have checked lots of other companies today and it looks like Grundy will get all of my antique car insurance. By the way I got a kick out of watching the Mecums auction advertising State Farm for antique and classic car insurance! Ok!
Steve
Steve, about a year ago, some bozo ran right in to the back of my truck. Bent the bumper. Totaled his NEW Audi convertible. Literally totaled the car. Drug dealer on his cell phone with State Farm insurance.
I was held zero percent responsible which is not typical. Typically, there is a minimum of 5% responsibility for just being there.
My adjuster is also a personal friend of mine. He'd told me State Farm was the absolute worst company he had ever dealt with for claims.
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Old 06-30-2020, 09:48 AM   #20
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Default Re: Antique Insurance a little off Topic

I have Hagerty as well. They've been real easy to deal with.
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