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paypal may be good, but, I refuse to set up an account with them. I have my troubles with them. It's a long story. I like postal money orders. Just my preference. I ask lots of questions, and use good common sense. haven't been burned yet, could be just a matter of time. I also like to talk to people on the ph., or in person. I can usually get a good feel of what kind of person they are, but not fool proof.---Jim