[SeaSlugs]

Should read YOUR policy as different states have laws in regards to insurance. If you haven't you should really should read all of your policys (homeowners too). Some stuff is pretty blah but there is interesting things like UFO's, missiles, war damage, meteorites, are all NOT covered under my policy. It also says if my dwelling or vehicles are commandeered for military/police use they are no longer covered at all nor anything in them.

Yes some classic car insurance companies only allow you to drive to and from shows, stopping off somewhere does not count and they can deny your claim if your car gets hit. Insurance companies are just that: a company. They want to make money and cant do it if they just pay out for everything and will find every way possible to NOT pay out.