Thread: title question
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Old 12-09-2014, 12:39 AM   #14
Synchro909
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Join Date: Jun 2014
Location: Melbourne, Australia
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Default Re: title question

I'll try to put our system in s nutshell. Each state has its own system but there is virtually no difference between them. The registration fee includes third party insurance, that is, people are insured for injury and compensation Australia wide. Compensation covers hospital and medical bills, long term treatment and disability care if needed. Vehicles and other property are not covered by this insurance. It is up to the owner to arrange whatever cover he/she wants for this. Some take the gamble, some take plenty of cover. If you have a prang with an insured driver, the insurance companies sort it out between themselves while we get on with our lives. If you are unlucky enough that the other driver is at fault and not insured, the courts will order them to pay even if it is in instalments and you have to pay for the repairs up front. That's the worst scenario.
To show that a car is registered, a sticker is issued to be put on the windscreen showing the details but they are disappearing. The police are constantly scanning number plates and when one comes up as unregistered/owner not licensed/owner has unpaid fines etc, they nab him/her. There is no difference in the rules for a car made last week or 100 years ago but some common sense is required for the differences in what is acceptable for roadworthiness.
Not sure what the arrangements are to stop stolen cars being sent overseas for sale but it must work because it doesn't happen.
It's nice to know that when we travel interstate, we know what the rules are for that state and our registration/insurance is valid. Lately there has been a lot of work done to make the road rules consistent over the whole country too. Details are shared between states so that police in Queensland will know if a car with Victorian registration plates is stolen or unregistered. Likewise if someone tries to register a car that has been written off. That VIN is never reregistered but the engine might be allowed to go again.
Hmmm, this nutshell has gotten pretty big so I'll stop now. (not much more anyway!)
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