Re: what does "insurance" on shipping actually cover?
Fortunately ive never had to make a claim. Sounds like it is mostly useless. Brent, if your regular delivery is after your business hours, it sounds to me like you should set up a drop off spot that is under cover. I get packages fairly regular form both ups and fed ex, they both seem to have a pretty regular schedule. They usually hit my place about 3 in the afternoon. I have a porch roof so packages are 'high-n-dry' regardless of weather.
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