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Old 04-11-2025, 10:23 AM   #15
Keith True
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Join Date: May 2010
Location: Epping N.H.
Posts: 3,421
Default Re: Current collector car insurance

I lost an A when my house burned in March of 2020.Hagerty was zero problems.The rep showed up,and asked if I had parts stored in the cellar with the car(I did).He allowed me the max on the parts.There was probably three times that in there though.The car was about 100 feet from dry ground,it was in an ankle deep puddle of mud,made up of soot,dirt,and the contents of a crushed septic pump.I think he was there to verify the car existed,and that it was a total loss,but he didn't go near it to check the numbers.He said he could determine from where he stood that it was a total loss.He knew I only had one coupe,and he could see it was the came car as in his picture.He assumed I was going to keep it,and said they were going to deduct $765.from my payout.It is still insured with them for $765. It costs nothing,with my other cars,and when I put another body on it I can just send them a picture and up the value.
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