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Old 09-12-2016, 05:47 PM   #22
TomT/Williamsburg
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Join Date: May 2010
Location: Williamsburg, Virginia
Posts: 2,657
Default Re: Another insurance question

I am late to the party here but .....

If you change your horsepower significantly via an engine change - say to an ohv V8 - then change your insurance to Grundy, Hagerty, (the two larger and better ones imho) or similar insurer that knows, understands, and has the experience to pay accordingly in the event of a total loss for your car.

An Antique insurer has an out if they see an engine change they were not notified of and may not pay or pay a lot less saying the value has changed.
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